I’d buy a mountain and build a nature retreat so friends and family could visit. I’d probably only spend a million or two on it, after the land and off grid infrastructure I’d build it myself, making cabins and gazebos over time. I’d curate the land to be full of fruit bearing trees and make animal friends

Then I’d make more friends and invite people to stay. I’d look for damaged people and offer them a refuge from the world for as long as they want

I’d probably buy a significant amount of silver, yuan, and euros as insurance. The rest I’d hand over to a financial advisor after taking time to find someone I can trust, then I’d try to never think about money again

I’d spend most of my time enjoying a life surrounded by nature and friends who are free to live without worries. Travel occasionally to meet new friends and see more of the world, but mostly I’d just be happy to live freely

Exchange it for Euros

Firstly pay tax. Then donate atleast 30% of remaining amount. Then put remaining amount in mutual funds which can generate better alpha and do work that I enjoy or like and retire when I feel like

Pay my mortgage and invest

If the US had universal healthcare then I’d already retire. As is, $5m isn’t safe to retire with health issues/needs

I would purchase 3 to 5 homes in the US.

I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.

I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.

I would commission art and fund the construction of shrines to the four tezcatlipocas.

Fund owl habitat preservation.

Retire. Don’t like my job. Tech is circling the drain.

Other people posted some details but essentially if you’re not an idiot you can park that in safe investments and live a happy life.

I get so frustrated when I read about people who like win a few million, blow it on like stupid cars and houses, and end up poor again. Just don’t do that.

Use the “4% Rule”, this would be an inflation adjusted $200K per year every year (more or less, the “4% Rule” is more of a great observation than a rule).

I would live on a third, give a third to my family, and a third to local organizations.

Hire a fiduciary and pay off my debts, which I think currently is just my mortgage.

I wouldn’t quit my job straight away. I like my team and I’m learning rapidly having them around.

Travel more, and invest in my hobbies, picking up a couple others that currently are out of reach.

The remaining 14.5 million would grow.

Share it with the first person who replied to such a question

I would retire.

I’d buy a moderately nice place in the city I want to libe in, provably 1mil absolute max, depending on property taxes. I would then invest the remainder, ensuring that with relatively stable investments I could live comfortably on the interest going forward, with the interest covering property tax and my expenses.

Buy a plot of land with a nice view and construct one of those nifty passive houses. Also get my teeth and knees fixed, put together a nice home lab, and go travelling. Split the surplus between retirement savings and donating to causes I find worthy.

Put it all on red