It’s because if they allowed this, it would take literal days for payment providers to take action when people inevitably get robbed/scammed etc.

Or scams, theft, or literal extortion. I’m not saying the limit should be 30%, but no limit would be extremely reckless.

Other countries bothered to make actual laws to take it out of businesses hands. All this inflation and the value of human life is still at sweet fuck all in the states